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10. Keep an emergency cache of money in your car, either in the wheel well, under the dashboard or inside the visors.

9. Never deposit more than $10,000 in cash with a bank or financial institution. Never “structure” a cash transaction to avoid reporting requirements, or you will go to jail.

8. If you are being pursued by a mugger or a purse-snatcher, throw your wallet, purse and valuable jewelry into the nearest Federal Express or UPS drop box.

7. Travel with a screwdriver or small toolkit so that you can hide money or valuables in your hotel room when travelling.

6. Establish an offshore bank account with less than $10,000 in it and have it linked to a secure offshore credit card.

5. Be certain to shred or burn all credit card statements and receipts that you are not filing to ensure a would-be thief does not steal your identity.

4. Keep a small supply of emergency cash hidden in your home, either behind the medicine chest, above a ceiling tile, somewhere in your garden or under a floorboard.

3. Routinely check your Experian/Trans-Union credit report at least four times a year to be certain that your Social Security number isn’t being used.

2. Open an out-of-state, non-interest-bearing checking account. (Women should open this in their maiden name and men should use a pseudonym).

1. Don’t be flamboyant...don’t boast or brag about your luxurious possessions. You will create envy and animosity.

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